Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
'This will be our first large-size bank partner, and hence, the partnership will be a game-changer for us.'
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Mahavir Chopra compares mutual funds and Ulips to help investors decide.
'However, this process will take some time. Depending on the approval timeline, it may span a few quarters.'
Confused about what the agents tell you about this investment product? Then you must read this
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
The good news is investors can make 5 to 6 switches during a year among funds depending on the insurance companies without incurring any costs.
Here is an evaluation of the two investment avenues on certain common parameters and how they measure up.
Here's why ULIPs have become an attractive long-term investment option
Switches are options given to policyholders of unit-linked insurance plans (Ulips) to move their investments from one fund to another, within one plan.
Insurance regulator IRDA today said it will not tweak its proposed guidelines on unit-linked insurance products (ULIPs) even as the industry fears that the norms, to be effective from next month, could squeeze their profits in short term.
ICICI Prudential Life Insurance Company (IPru) is struggling to generate growth in the value of new business (VNB). This is due to a combination of weak growth through the parent bank's channels, a shifting product mix in favour of unit-linked life insurance policies (ULIPS), and higher payouts to third-party channels. Leverage from current investments, a further reduction in contributions from ICICI Bank, and a pick-up in non-participating policies from the end of the year is key for this metric in the near to medium term.
rediffGURU Sunil Lala answers your MF-related queries.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
The life insurer tinkered with its business strategy - raised the share of protection plans and reduced dependency on ULIPs in the past four years.
Mihir Tanna, Associate Director, S K Patodia & Associates, answers your tax queries.
Bundled products often come with restrictions. The customer also gets locked into two products at the same time. This reduces flexibility.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Finance Minister Nirmala Sitharaman on Wednesday raised the personal income tax rebate limit, doled out sops on small savings and announced one of the biggest hikes in capital spending in the past decade as she did a tight rope walk in the Budget between staying fiscally prudent and meeting public expectations in the year before general elections.
HDFC Life has a balance between traditional policies and Ulips
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
'Had there been no war, maybe, we would come out with a 7.5 per cent stake sale.' 'At this point in time, a 3.5 per cent stake sale looked good.'
With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Gaurav Garg, head of research at CapitalVia Global Research Limited will answer your stock market queries.
Unit-linked plans or Ulips continue to be expensive compared to other instruments, say certified financial planners.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries
To curb mis-selling of policies and rationalise commissions, radical changes have been proposed to help investors.
Child insurance plans can be broadly classified into two types: unit linked and traditional.
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances